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When will I get
cash? |
| Once
you have applied online, your information will be submitted to a
lender that will attempt to contact you to verify your
information and explain the terms to you. Once you have spoken
with your lender, your cash can be in your bank account as early
as the next business day! And don't worry... any credit type can
qualify, even bankruptcy, charge-offs and bounced checks! |
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Who Can
Receive Payday Loans? |
Qualifying is easy and
you don't need to worry about your credit. Most lenders
qualify you if you:
- Currently have a
job (or receive regular income)
- Make at least $800
per month
- Are 18 years of age
or older and a U.S. citizen
- Have a checking
account
- Other requirements
may apply
Even bankruptcy,
bounced checks, charge-offs and other credit hassles
don't prevent you from getting the cash advance you
need! |
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How Do Payday
Loans Work? |
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Payday Loans allows customer to borrow money against their
next paycheck usually from a direct lender, loan provider or
other financial institution |
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When do I repay
the loan? |
Your
repayment is the best part. The minimum required payment will be
deducted from your bank account.
Still a little short on payday? No problem! Generally online
customers are automatically renewed every pay period. Just let
your lender know when you are ready to pay in full, and your
loan plus fees will be deducted from your bank account by the
lender. |
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How Much Can I
Borrow? |
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Payday lenders will lend as much as $1,500. Since payday
loans are loans of small amounts without credit checks,
the amount loaned depends on your needs and the
financial lender. |
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Rates and Terms |
The rates
depend on the state, each individual application
information and the lender the applicants are matched
with. Typical fees range between $15 to $30 for each
$100 lent, however specific rates can vary. To see if
you qualify and what rates would apply to you, you must
sign up through our application to see the rate our
lenders have available for you at that time.
After you are matched with a lender, please
consider the loan amount, fees and the details of the
agreement with care. It is free and there is no
obligation to see the loan and terms that, if you are
eligible, will be offered before you accept and e-sign
the loan.
You are not obligated to accept a loan until you have
agreed to the terms presented and e-signed the
agreement. Until you accept the terms, you may leave the
process at any time with no obligation. |
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How much will the loan
cost? |
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The cost of the loan and
the APR depends on your application. The terms are
disclosed in the application process when you are
directed to the lender’s website. At this point you have
NOT accepted the loan. If, when the terms are disclosed,
they are not acceptable to you, do not sign the
application. |
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What is your renewal
policy? |
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Renewal policies are
determined by the lender, not by us, so they will vary.
But, be aware some lenders may not debit your account
for the full amount of the loan, which may result in
additional fees and a renewed loan. Make sure you read
the renewal policy carefully and make your wishes clear
to the lender. |
